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  • Apply online in 3 minutes and get an instant credit decision
  • Competitive variable and fixed rate options
  • No origination, application and processing fees, no fees for early repayment
  • Students with little or no credit history will benefit from having a creditworthy co-signer
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  • No fees: No application, origination, or prepayment fees
  • Low rates and flexible payment plans, including forbearance protection
  • Award-winning Care team, now with dedicated Money Mentors available via text
  • Can apply with cosigner in minutes, from any device
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  • With absolutely no fees of any kind, students can choose from four flexible, transparent repayment options designed to help them balance studies with their ability to pay during their time in school.
  • Easy, Mobile-Friendly Application: A seamless application that guides students & cosigners with clear language and flexible options.
  • 9-Month Grace Period: Three months more than most lenders, and the ability to skip a payment once per year (once repayment has started).
  • Earnest offers loans for both undergraduate and graduate students with or without a cosigner.
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  • Compare rates and benefits of multiple, pre-screened lenders instantly
  • Student loans available for students, parents, and professional degree seekers
  • Competitive terms and benefits available—including cosigner release
  • Expert tips on borrowing you won't find anywhere else!
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  • No fees: No application, origination, or disbursement fees
  • Low and competitive fixed or variable rates
  • Peace of Mind with multi-year approval1
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  • Flexible repayment plans: deferred, interest only, and many others for all financial needs.
  • Multiple lenders compete to get you the best rate.
  • Finance almost any degree and cover up to 100% of your school-certified costs after financial aid.
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  • No cosigner needed. In fact, we don't accept them at all. No credit history required either, although if you do have a credit score it must be over 600.
  • Loans based on merit. That means you must have a GPA of 3.0 or above.
  • More than just a loan. You'll also get free tutoring, essay review, and career tools.
  • Available to US citizens and permanent residents who reside in these states: AR, CA, CO, CT, DC, FL, GA, MA, NH, NJ, NC, NE, NM, OR, TX, VA, WV, WI
  • Of course, there are no fees. No origination, application or disbursement fees.
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  • AFFORDABLE: Rates starting at 3.63%APR + 1% Cash Back
  • FLEXIBLE PLANS: Start paying up to 6 months after leaving school
  • NO FEES: No application, origination or disbursement fees
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  • Compare up to 10 private loan options from our network of lenders
  • Find the best loan for your budget today

Find Private Student Loans Instantly

Finding Student Loans ...

Need more money to pay for college? You're in the right place. Use our tool to quickly find which of our lending partners are offering loans for your school. The best private student loans are just a few clicks away. Enter the name of your school and explore your options.

Niche may be compensated by the third party lenders and others who place ads on the website. Niche is not a lender and does not endorse the products of these advertisers. Fees that Niche receives for ads do not affect the terms you may be offered by the lender you choose. There are many additional borrowing options available.

1Multi-year approval funds available for future use are subject to a soft credit inquiry at time of your next request to verify continued eligibility. After we make the initial Loan to you, we may refuse to allow you to take out additional loans under the multi-year approval feature. Terms and conditions will be outlined in your promissory note. Please Note: International Students are not eligible for the multi-year approval feature.